Bicycle Insurance Japan Mandatory

This is mandatory and not to enroll in the national health plan is illegal. Health insurance is an annoying little fact of life in japan. Sompo japan nipponkoa insurance inc.

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A personal accident policy cover in a motor insurance is a facility for the owner driver.

Bicycle insurance japan mandatory. An insurance policy be it a motor insurance or personal accident cover protects one from financial as well as other personal losses. While not mandatory liability insurance for cycling is highly recommended. Everyone in japan and over the age of 20 has to have health insurance. Demand for bicycle insurance is expected to rise even more as kyoto prefectural and city governments and the municipal government of kanazawa are set to make cover mandatory by april 2018.

It is not only a healthy and fun leisure activity but cycling is a great environmentally friendly way to get around and a great way to become involved in competitive sport given all of this it s not surprising that over 47 5 million people participated in bicycling activities in 2018. Although insurance is optional in japan i highly recommend that you purchase some. English language options seem to be minimal in this regard so get a japanese speaking friend to help you if you can. So if a cyclist has an accident with smaller vehicle or pedestrian they can be held liable for personal and property damages.

Why is bicycle insurance important. Has concluded 400 000 new bicycle insurance contracts since fiscal 2017 kicked off in april surpassing the 300 000 or so contracts signed the previous year. Assuming that a bike is covered under home contents insurance is a mistake. Road service bicycle insurance in japan.

In japan the larger vehicle assumes much of the risk in accident situations. Bicycling is an outdoor activity that we can enjoy at all ages. Whether you love the system or hate it there is no escaping it. As of the end of november hyogo and 10 other prefectures as well as seven designated major cities required bicycle users to get insurance while 13 prefectures and three major cities had.

A google search for jitensha hoken bicycle insurance will give you some ideas to get started. While some home insurers will include cycle cover on their policies as standard often the bike is only insured if it is inside the property or secured properly in an outbuilding like a shed or garage.