Bicycle Insurance Lock Requirements

Check out our locking security guide for further details and our guide to choosing a lock buyer s guide.

Bicycle insurance lock requirements. Point 5 if the bike is inside a garage shed or container they must be solid. There are two options to secure it. Sold secure test and rate bicycle locks sold in britain. Despite what the name might suggest the five lever mortice deadlock is a common door lock type that you ve probably seen before.

Bike lock anti theft protection. Bronze bicycles with an insured value of less than 250 sold secure approved locks continue reading insurance approved locks. There are three main door lock types that most insurance providers approve of. Below are our lock requirements based on the value of your bicycle.

The locks are graded bronze silver and gold and are dependent on the length of time it would take a bicycle thief to break the lock. Specialist bike insurance from cycleguard insurance for bikes e bikes and cycling accessories. You will need to make sure that the locks on the doors meet our security requirements or lock the bicycle to an immovable object using an appropriate sold secure rated bicycle lock. If you re wondering whether your current door lock is this.

The garage or shed should be secured by the same type of 5 lever mortice deadlock you have on the front door to your house. The five lever mortice deadlock. Alicia canter the observer the industry s rule of thumb is to buy a lock for a price equal to 10 to 20 of the bike s cost. Certain bike lock manufacturers specifically kryptonite and onguard offer anti theft protection as a sort of guarantee of the security of their lock.

The lock must meet our bike lock requirements. This comes at an extra cost of around 1 to 30 for 3 years cover. At cycleguard we ve been protecting cyclists and triathletes across the uk for over 20 years against theft and damage to all types of bike including mountain folding electric and road as well as cycling accessories inside the home away from the home and much more. The higher the rating the higher the level of security provided.

Claims where proof of bicycle or lock ownership cannot be provided claims where the bicycle has not been secured correctly through the frame using the appropriate sold secure rated lock cycle not covered if left unattended in a public place for more than 12 hours 24 hours at a train station and place of work. Lock the bike to an immovable object inside it such as a ground anchor. Abus granit locks offer good security for your bike. Lock requirements for home insurance.

Also don t forget to list your lock along with your bike to your kit list. To check the full policy requirements and exclusions please refer to our policy wording and insurance product information document ipid.